IfYouWin.com is a free fantasy lottery planner. Enter any jackpot amount and walk through a 5-step plan: choose lump sum or annuity payout, pick dream purchases, build an investment strategy, set up monthly giving to family and friends, and see a full 30-year financial summary. You can also take the Path of the Saint — keep only what you need to live a great life and give the rest to charity. Share your plan with anyone. No sign-up required.